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Morning Newspaper

Private Health Insurance for Older People

The National Health Service has been under strain due to the pandemic and an ageing population. This has resulted in long waiting times for routine surgery and treatments. Private health insurance gives older people more choice in doctors and hospitals and faster access to treatment.

All About Private Healthcare

Traditional Private Healthcare:

Private health care enables you to have access to a wide range of hospitals and specialists and receive excellent and immediate care if and when you need it.  The costs can vary depending on the level of cover you opt for and your age. For example you can opt for cover that excludes some of the top private hospitals and clinics such as the Cromwell Hospital, which only cover conditions where you have a minimum of one overnight hospital stay or which excludes cancer treatment.  All the main hospitals have private care facilities.

The Health Insurance Specialists: 

This is an organisation which can help you find the right cover for your budget and requirements and is particularly useful if you are an older person.

The Health Insurance Specialists has worked hard to create an experienced and highly-trained team that will hand pick only the best policies that they have total trust in. As a company, they pride themselves on offering the widest choice of policies in the market at an unbeaten price. Simply fill in their online form and they will explore the whole marketplace for you, providing you with a range of no-obligation quotes to choose from. Alternatively, give their friendly team a call on 0808 10 18 999.

Benenden Healthcare:

An affordable alternative to the traditional private health insurance is Benenden Private Healthcare. This costs £11.90 per person per month irrespective of age, and everyone who is a UK resident is accepted. All existing medical conditions are covered from the day you sign up. The only requirement to claim here is that the NHS must have kept you waiting for treatment longer than six weeks. You cannot access the Benenden Private Healthcare facilities unless you have tried treatment under the NHS first.  People living in the London area would have to go for medical diagnostics, treatment or surgery to the Benenden Hospital in Kent. The wide choice of hospitals, consultants and physiotherapists available on regular private health insurance schemes is not available here and all facilities are subject to availability of specialists, etc. Thus, you might have to wait for treatment under the Benenden Healthcare scheme.

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